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Lender By Owner

Let the valley’s
best mortgage consultants look at your situation and find the perfect loan for
you.
** All monthly payments are based upon the full asking price of the home,
with no down payment and are calculated at 6.75% interest, with a 30 year
interest only loan. APR 6.99%.
Payments do not include taxes and insurance. On approved credit.
Rates subject to change.
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Why
Buy "By Owner"?
A BETTER DEAL
A house is only worth what it is worth regardless of whether
a real estate agent is involved or not. So, a home that is worth $100,000
that is offered by the homeowner is still worth $100,000 if it is offered
by an agent. The difference is that a FSBO has that additional 6-7% negotiation
room. For example: If a homeowner sells that $100,000 home for $98,000,
they have made more money than if they had to pay a real estate agent
$6,000 or $7,000 in a commission. AND, the buyer has saved $2,000... instant
equity!
NO COMMISSIONS
It has been said that the buyer does not pay the real estate commission.
Well... using the previous example, who really paid the commission? Both
the buyer and seller did. The buyer in the form of a higher sales price,
and the seller in the form of a reduced equity check.
GET WHAT YOU WANT
You know what you want better than anyone else. And, you can see whatever
you want when you want. Some agents show homes by whether or not it is
listed with their company, not by whether the home suits the buyer's requirements.
And, before you know it, you may be looking at homes that are priced higher
than what you want.
CUT OUT THE MIDDLEMAN
You're dealing directly with the owner. The seller knows their house better
than any real estate agent could. They can answer your questions about
schools, shopping, and how much their utility bills are. They can tell
you that the neighborhood has get-togethers and cook-outs, who the neighborhood
baby sitter is, etc. AND, they don't have to play "phone tag"
with 2 agents to get your questions answered.
IT'S EASY!
Follow the Tips For Buyers and "go for it"! It's a win-win situation
all around! Still concerned about the paperwork? Give us a call. Our Assistance
Option Program will walk both you and the seller through the entire transaction
for a fraction of what you would pay a real estate agent!
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